Making the insurance arrangements for your restaurant can be an arduous task and finding the right level of cover is equally as important as finding the right price. The market may also seem saturated with insurance companies and brokers offering what, on the surface, may seem to be very similar products.

Insurance broker and BHA Patron Supplier, Stuart Alexander, are industry specialists and have been working hard to develop a bespoke insurance product for the sector.

‘Covers’ has been devised to meet the specific needs of the industry. The policy can include cover for:

• Buildings / Contents

• Food Poisoning / Norwalk Virus • Stock

• Loss of licence • Employers & Public Liability

• Business Interruption • Legal Protection

• Personal Accident

An exclusive premium discount has been negotiated for BHA members, which makes Covers an attractive proposition, not only due to the excellent levels of protection but also due to the potential savings available.

“Having an in-depth understanding of the risks faced by restaurateurs has been key to developing the product,” comments Mark Forbes, Regional Director at Stuart Alexander.

“We have been working closely with Norwich Union, a household name in UK insurance, to ensure that Covers goes that extra mile in providing a real bespoke solution to the industry at a highly competitive premium.”

Those members looking specifically for hotel insurance cover should still make Stuart Alexander your first choice as they have access to many markets that also cater for this type of cover. Stuart Alexander are proud supporters of the BHA’s Centenary Year celebrations and will be attending the functions throughout 2007/08, so feel free to come by their stand to find out more about Covers along with their other products and services.

Should you wish to discuss any aspect of your current insurance arrangements, or indeed to obtain a competitive quotation, simply contact: - Mark Forbes: 02380 881 305 or email: [email protected]

Or visit the BHA page of the Stuart Alexander website: www.stuartalexander.co.uk/restaurant-insurance.cfm